Name Change

Deciding to change your name is a big decision, affecting your identity and all your legal documentation. Given these implications, it is important to understand the Name Change process.

How to Change Your Name

The exact process for legally changing your name will vary from state to state. In most states, the following will be required:

  • You will be required to prove that you are a resident in the state in which you pursue your legal Name Change. States will require a minimum length of time in which you must have lived in the state to acquire residency.
  • You will need to provide proof of your current name, such as a Social Security card, and driver’s license.
  • A petition to change your name will be required. This will be a state-specific form and will require your current and proposed names, address, Social Security number, and reason for changing your name. This will then be filed with the court clerk along with a required fee.
  • At a hearing, a judge will ask any questions they have about your proposed Name Change. Assuming the judge approves the change, he or she wills sign an order to that effect as proof of your new legal name.

Unacceptable Name Change

There are a limited number of circumstances when a Name Change will not be allowed. Such scenarios include:

  • To carry out fraud;
  • If you are a convicted felon or have an outstanding warrant; and
  • If you are seeking a Name Change for a minor and do not have permission of both parents.

Contact us for help in getting your name legally changed today.

Restraining Orders

A Restraining Order, sometimes called a protective order is an order issued by a judge that restricts an individual’s ability to take certain actions.

When to Get a Restraining Order

Restraining Orders are most commonly associated with criminal scenarios involving harassment or abuse, but they can be useful in a variety of civil scenarios as well. Situations where a Restraining Order can be helpful include:

  • Instructing parties involved in a lawsuit not to interact with each other;
  • Protecting an abused spouse or partner from contact or harm from their abuser; and
  • Directing stalkers or harassers to keep appropriate distance.

Restraining Orders can be temporary or permanent. Temporary orders are issued quickly but only when the situation demands immediate action to avoid harm. Permanent Restraining Orders take more evidence and evaluation given the long-term consequences.

How to Secure a Restraining Order

The process for securing a Restraining Order may differ depending on the state and the scenario for which the order is required. The process is likely to include:

  • Completion of required paperwork detailing your situation and requests;
  • An appearance or filing in court followed by contacting the appropriate law officials
  • A decision by a judge if a temporary Restraining Order is warranted; and
  • A hearing for a permanent Restraining Order, which will require arguments and evidence that convince the judge the order is necessary to prevent continuing or imminent harm

If granted, the order will be very specific as to what actions the restrained individual can or can’t take. If an order is granted and subsequently violated, the police are responsible for enforcement.

Restraining Orders can be a life-saving tool for many individuals, so it is important they are handled with speed and expertise. Contact us today for help.

Mobile Home Title Transfer

Have you ever been interested in selling your mobile home? Or have you ever been interested in purchasing a mobile home from the previous owner? Both processes require you to sign and file a mobile home title transfer.

What is a Mobile Home Title Transfer?

A mobile home title transfer is a document that transfers ownership of a mobile home from one person to another. While this sounds like a simple concept, the way this process is handled is slightly different from other forms of property and differs from state to state.

Depending on the location of the mobile home, state law may dictate that the mobile home will be treated like real property such as a brick and mortar home, or like a vehicle. In cases where the mobile home is being transferred along with the land it sits on, the process becomes more complicated.

Where to Start the Transfer Process

The office responsible for title transfer of mobile homes will vary depending on the state. If your state treats mobile homes as real property, you may be required to visit the Department of Housing. If the mobile home is treated as a vehicle, title transfer is more likely to occur at the Department of Motor Vehicles.

How to Transfer a Mobile Home Title

Transferring a mobile home title can be broken down into four main steps.

  1. Decide Your Terms
    Before you can transfer your mobile home title, you need to decide what the terms of the exchange will be. If you’re selling a mobile home, this may be as simple as agreeing on a price with a buyer. In cases of inheritance or other reasons for transferring, there may be additional stipulations that have to be met before the transfer takes place.
     
  2. Assemble Your Documents
    The process for title transfer for mobile homes will differ from state to state, and there may also be variations between counties, so be sure to familiarize yourself with requirements for your area. Documents that are likely to be required include:

    • Tax Certificate
      Proof that property taxes have been paid on the mobile home may be required. This proof can generally be obtained at the local taxing authority.

    • Title Application
      If your state requires a title application, it will need to be filled out and signed by the buyer and, in some cases, both parties .

    • Bill of Sale
      This document will serve as proof that the buyer and seller have agreed on the sale of the mobile home. It will generally include the mobile home’s serial number or VIN, buyer and seller information, purchase price, purchase date, and signatures of buyers and sellers. Some states will require notarization of this document.

    • Lien Release
      If the mobile home is subject to any outstanding liens, the seller must secure a lien release with proof of pay-off.

    • Warranty Deed
      If your state is one of the handful that recognize mobile homes as real property, a warranty deed will be required to transfer title.

  3. Sign the Documents
    Easier said than done, the next step is ensuring you’ve signed all the relevant documentation and gone over every step of the sale. Remember, signing isn’t just transferring the mobile home, it’s facilitating all aspects of the transaction. If there’s something about the exchange you need more information on, or aren’t happy with, withhold your signature until you can make necessary changes to the agreement.

    If your state requires the transfer to be notarized, ensure you schedule a date and time where a notary can be present. 

  4. File the Transfer
    At this point in the process, the mobile home and any money associated with the sale should have changed hands. All you need to do now is make the transfer official by filing all the documents you gathered and signed. Before you file, make copies of the documents for your own records. If at any point some part of the transfer is contested, you now have the ability to quickly reference the original documents. 

Can a Notary Public Notarize a Mobile Home Title Transfer?

A notary public can notarize a mobile home title transfer, but all necessary documents still need to be filed with the appropriate departments. Even if your state does not require the exchange to be notarized, doing so is highly recommended as it involves a third party who can give evidence during disputes.

Given the complexity and regional variations of Mobile Home Title Transfer, it can become a daunting task. Contact us for support navigating the process.

Sources

Mobile Home Title Transfer – What You Need to Know at MH Villager

How To Transfer A Mobile Home Title In California? at Mobile Home Investing

Mobile Home Title Transfer State By State at Mobile Home Investing

Mechanic’s Lien

The name of a Mechanic’s Lien is a bit deceptive as this legal remedy is not limited to mechanics. In fact, it is most commonly used by subcontractors and suppliers involved in construction work.

How Does a Mechanic’s Lien Work?

A Mechanic’s Lien is an additional remedy available to subcontractors and suppliers who are not paid for their work. Imagine that you are having your kitchen remodeled, including installation of new appliances. If you failed to pay for the appliances and failed to pay for installation, both the supplier of the appliances and the subcontractor performing installation would have the right to place a Mechanic’s Lien on your property.

The lien creates a cloud on your property title, meaning that public property records will show that the property is encumbered by a lien. This makes it highly unlikely that you will be able to sell your property.

To secure a Mechanic’s Lien, a subcontractor or supplier will need to:

  • File a claim of Mechanic’s Lien in the county where the property is located; and
  • Work with the homeowner for resolution over a set period of time before filing a lawsuit

Work With Someone You Trust

If you are working with a general contractor who you are entrusting to provide payment to subcontractors and suppliers, be sure you select a general contractor that you trust. If you pay the general contractor and they fail to pay any subcontractors or suppliers, the unpaid individuals can still place a lien against your property until they receive payment.

How to Avoid a Mechanic’s Lien

According to the Contractors State License Board, there are several strategies you can employ to ensure you avoid a Mechanic’s Lien when working with a general contractor, including:

  • Joint Checks. Make out checks jointly to the general contractor and appropriate subcontractor or supplier.
  • Lien Waiver. Require the general contractor to get lien waivers from any subcontractor or supplier the contractor is responsible for paying. Confirm such waivers are valid in your state.
  • Control Payment. Take on the responsibility of paying subcontractors and suppliers yourself.

Whether you are kicking off a project and hoping to avoid a Mechanic’s Lien, are a subcontractor or supplier needing to file a Mechanic’s Lien, or own property encumbered by a lien, contact us today for assistance.

Qualified Domestic Relations Orders | QDRO

If you are going through a divorce, you will be confronted with the need to divide your assets with your former spouse. This includes any retirement accounts, which can be a substantial asset for any individual. A Qualified Domestic Relations Order (QDRO) is a special court order that grants an individual a right to a portion of their former spouse’s retirement benefits from an employer-sponsored retirement plan. This could make a huge impact on either party’s financial situation so it is an important consideration in any divorce proceeding.

How Do I Get a QDRO?

In order to secure a QDRO, the individual seeking the benefit must:

  • Notify your former spouse’s retirement benefit and ensure they provide all information about the benefit to the court;
  • Obtain judgement
  • Obtain sample language from an administrator

Information that will be important in the proceeding includes:

  • The Summary Plan Description;
  • Your former spouse’s benefit statements;
  • A copy of the plan’s model QDRO, if one exists; and
  • A copy of any other QDRO your former spouse may have on file.

Why is a QDRO Important?

Ensuring you get a valid QDRO in place through the courts is important because private plans will refuse to pay out any benefits unless there is a compliant QDRO in place. While each plan will have specific QDRO requirements, you can expect any QDRO to include:

  • The name and address of the participant in the plan and the new payee;
  • The percentage of the benefit allocated to the new payee; and
  • The plan administrator’s contact information or their attorney

It is important that the QDRO follow any plan-specific requirements because it is not enforceable until it is accepted by the retirement plan.

If you are seeking benefits from a non-private retirement plan, such as a plan administered by the federal government, you will need to seek an alternate course for securing these benefits.

While a QDRO can be extremely important in a divorce proceeding, they can also be very complicated. Contact us now for assistance.

Small Claim Forms

Small Claims Forms are the necessary documentation for filing and pursuing a small claims court case. Small claims court cases take place between two individuals attempting to resolve a private dispute. There are no lawyers involved and the individuals represent themselves in front of a judge.

Consider a Small Claims Form

Small claims cases broadly refer to a case where the awarded payout can be no more than $10,000, though individual courts may vary on this amount. Because the possible payout is limited, small claims cases tend not to involve lawyers because the legal fees required to afford a lawyer are often not worth the financial gain.

The state of California between 2015 to 2016 had a total of 158,347 small claims cases filed. Of these filed cases, 87,549 cases went to court and had a 95% rate. This demonstrates the effectiveness of a small claims case in relation to money awarded as well as why a small claims case can be preferable to a full lawsuit.

Additionally, in certain cases, the filing of the small claims case results in a resolution between the two concerned parties. Many individuals consider that avoiding the time spent in court is worth what they would pay to resolve the dispute. Other individuals weigh their chances of being the losing party and decide to resolve the dispute outside of court.

For example, if a tenant leaves their apartment after the ending of their lease agreement, they are entitled to receive their security deposit back. The landlord might refuse to return the security deposit if the apartment’s condition violated the agreement between the tenant and landlord. In small claims court, the tenant would provide evidence that demonstrated they had not violated the lease agreement, while the landlord would attempt to provide evidence that the tenant did.

If you are unsure if you qualify for a small claims case or need assistance in starting your Small Claims Forms, contact us today.